Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

As scheduled, the unlimited insurance coverage for noninterest-bearing transaction accounts provided under the Dodd-Frank Wall Street Reform and Consumer Protection Act expired on December 31, 2012.  Deposits held in noninterest-bearing transaction account are now aggregated with any interest-bearing deposits the owner may hold in the same ownership category, and the combined total insured up to at least $250,000.

For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.