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It's easy to get started:

  • Download the free FT Pay app
  • Link any credit or debit card
  • Pay with the app wherever LevelUp is accepted to earn discounts
  • Earn even more rewards with your FT Checking & Debit Card
  • Track your savings in the "Vault"

 

 

* Earn $25 with a new FT Checking account: If you open a new FT Checking Account between 6/24/2013 and 6/30/2014 with a minimum opening deposit of $100.00, you are eligible to participate in this promotion. FT Checking accounts opened prior to 6/24/2013 are not eligible to participate in this promotion. Account is subject to approval. Under the terms of this promotion, if during the period of 6/24/2013 to 6/30/2014 (the “Promotional Period”) a Participating LevelUp Merchant provides you with a percentage off of the regular price of its good or service if you pay for that good or service using the FT Pay app, the Bank will match the amount of that price savings and set that amount aside in the app’s “Vault” for your potential redemption. The total Bank match during the Promotional Period that you may redeem from the Vault is limited to no more than $25.00. To redeem the amount matched by the Bank from the Vault, you must open a new FT Checking Account by 6/30/2014 with a minimum opening deposit of $100.00 and add your First Trade Union Bank Debit Card to the FT Pay app. If you do so, the Bank will deposit the amount it matched (up to the $ 25 maximum) from the Vault into your FT Checking account within 5 business days after the Debit Card has been added to the FT Pay app. FT Checking account balance must be greater than or equal to $100.00 at the time the bonus is credited. Limit one (1) bonus per individual. Businesses are not eligible to receive a bonus. The cash bonuses credited to the FT Checking account will be reported to the IRS in the form of a 1099-INT. Recipients are solely responsible for any applicable federal, state and local taxes. Please consult a tax attorney if you have any questions about this offer. Individuals that opened checking accounts in 2013 that qualified for a $100.00 promotion running during that time period do not qualify for this promotion. First Trade reserves the right to discontinue or modify this offer at any time. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$999.99 and 0.05% APY applies to the entire balance on balances of $1,000.00 and up. Rates may change after account is opened. Fees may reduce earnings. Annual Percentage Yield (APY) is accurate as of .
  Earn $25 with a new FT High-Yield Savings account: To be eligible for this promotion you must have a First Trade checking account and must link a First Trade Union Bank Debit Card to the FT Pay app. You must apply for an FT High-Yield Savings account by 6/30/2014. The minimum balance to open the account is $10.00. The account is subject to approval. Under the terms of this promotion, if a Participating LevelUp Merchant provides you with a percentage off of the regular price of its good or service if you pay for that good or service using the FT Pay app, you may instruct the Bank to transfer a percentage of that savings amount to your FT savings account. Credit percentage options include: 0%, 20%, 40%, 60%, 80% and 100%. All First Trade Union Bank personal savings accounts qualify for this service. For example: if the regular price of a good at a Participating Merchant is $10.00 and that Participating Merchant offers you a $1.00 discount to pay via the FT Pay App, you may instruct us to send a percentage of that $1.00 savings to your FT savings account by setting the “savings slider” in the app’s “Vault” to a certain percentage. For example, if you set your savings slider to 60%, you would be charged $9.60 for that transaction, with $9.00 being paid to the Participating Merchant and $0.60 (which is 60% of the $1.00 savings amount offered by the Participating Merchant) being transferred to your FT savings account. If you have a FT Savings Account, the Bank will match amounts transferred to your FT Savings Account in this manner. The Bank match is limited to the first $25.00 of amounts transferred to your FT Savings Account under this promotion. No additional match amounts will be made. The credits sent to a FT savings account, plus any applicable match savings, will credit to the savings account within 1-3 business days after the purchase is made. The savings match program will expire on 6/30/2014. First Trade Union Bank reserves the right to modify or discontinue the savings match at any time. APY is accurate as of . Rate tiers are as follows: 0.05% APY applies to balances of $0.01—$2,499.99 and 1.00% APY applies to the entire balance of balances $2,500.00 and up. Rates may change after account is opened. Fees may reduce earnings.
  Earn $50 when you make a qualified direct deposit into your new FT Checking account: Open a new FT Checking account by 6/30/2014. Application must be submitted by 11:59 PM ET on 6/30/2014 to qualify. First Trade Union Bank will deposit $10.00 into your FT Checking for up to five (5) months for every month a qualifying recurring Direct Deposit greater than or equal to $100.00 is credited to the FT Checking account. A qualifying recurring direct deposit is defined as the direct deposit of a paycheck, salary, pension, or government benefits electronically deposited by an employer or an outside agency. Bank-to-bank transfers between accounts held by the same individual, transfers between accounts both held at First Trade Union Bank, and deposits made via a banking location, ATM or remote capture process (phone, tablet, scanner) do not qualify. In the event that we determine in our sole discretion that the activity on your account does not qualify, we will not be obligated to credit your account with the payout. Direct Deposit must be credited in the following months in order to qualify: January - November 2014. Bonus payouts will end December 2014. After the first month that the Direct Deposit is credited to the FT Checking account, individuals will then have up to four (4) consecutive months to have a Direct Deposit credit their account and earn the $10.00 bonus. If no Direct Deposit is credited in a given month, the individual forfeits the $10.00 bonus for that month. Minimum dollar amount to open an FT Checking Account is $100.00. FT Checking account balance must be greater than $100.00 at the time the bonus(es) are credited to the account. The bonuses will be credited to the FT Checking account within 60 calendar days after the Direct Deposit has been credited to the FT Checking account. The cash bonuses are limited to one (1) per individual. If an individual opens multiple sole or joint FT Checking accounts, he/she is only eligible for one (1) direct deposit bonus. Businesses are not eligible to receive a bonus. The cash bonuses credited to the FT Checking account will be reported to the IRS in the form of a 1099-INT. Recipients are solely responsible for any applicable federal, state and local taxes. Please consult a tax attorney if you have any questions about this offer. This offer is valid for new FT Checking accounts opened between 6/24/2013 and 6/30/2014 only. Individuals that opened checking accounts in 2013 that elected to participate in that year's Direct Deposit promotion are eligible to continue to receive bonus deposits through May 2014, as stated in the previous incentive's rules. Individuals that qualified for a different $100.00 promotion running in 2011 and 2012 do not qualify for this promotion. First Trade reserves the right to discontinue or modify this offer at any time. Rate tiers are as follows: 0.00% APY applies to balances of $0.01—$999.99 and 0.05% APY applies to the entire balance on balances of $1,000.00 and up. Rates may change after account is opened. Fees may reduce earnings. Annual Percentage Yield (APY) is accurate as of .

 

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