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HOME  Personal  Savings  FT High-Yield Savings

High and Mighty Savings Account

Earn up to $25 when you use our new FT Pay app!
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Our premier high-yield savings account designed for new and existing customers.

  • Earn a premium interest rate on balances of $2,500 or more
  • Interest accrues daily and is compounded and credited monthly
  • No monthly service fees
  • ATM card available
  • Direct Deposit available
  • Free online banking  
  • eStatements available
  • Set up reoccurring internal transfers from your First Trade checking account to increase your savings
  • Eligible for use with our Overdraft Protection Program
  • FDIC–insured2
Accessing Your Funds


  • FREE internal & external transfers between your First Trade accounts and your accounts at other financial institutions3


  • Make unlimited, fee-free deposits, withdrawals and balance inquiries at First Trade ATMs & branch locations
  • Make 5 fee-free foreign withdrawals per month at thousands of ATMs displaying the NYCE® Payment Network or Cirrus® logos4
  • Make surcharge-free withdrawals at ATMs displaying the SUMSM Program logo5
  • Make unlimited, fee-free deposits and balance inquiries at ATMs displaying the NYCE® Shared Deposit Program logo
  • Make fee-free, real-time Account-to-Account transfers at First Trade ATMs using your ATM Card to accounts at financial institutions that participate in the NYCE® Payment Network


Rates & Fees
  • 0.05% APY6 on balances up to $2,500
  • 0.95% APY6on balances $2,500 and above
Convenient Links
1 Minimum balance to open account is $10.
2 FDIC–insured up to at least $250,000 per depositor.
3 You are permitted six (6) pre-authorized transactions per statement period.
4 After 5 foreign withdrawals, a $1.50 per withdrawal fee will apply.
5 Financial institutions that do not participate in the SUMSM Program may apply a surcharge.
6 Annual Percentage Yield (APY) accurate as of . Rate may change after account is opened and fees could reduce earnings.

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