1
ATM surcharge rebates apply to cash withdrawals using the First Trade MasterMoney® Debit Card wherever it is accepted. A maximum of $20 in foreign ATM surcharges will be rebated each statement cycle. First Trade reserves the right to modify or discontinue the ATM surcharge rebate at any time.
2
Rate tiers are as follows: 0.00% Annual Percentage Yield (APY) applies to balances of $0.01—$999.99 and 0.25% APY applies to the entire balance on balances of $1,000.00 and up. APY accurate as of . Rates may change after account is opened. Fees may reduce earnings.
3
FDIC–insured up to at least $250,000 per depositor.
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