First Fit Business Account Comparison

CHECKING
Many options to meet your needs

SAVINGS
Start saving today

CERTIFICATES OF DEPOSIT
Insured to the FDIC limit

IRAs
Plan for your retirement

LOANS
Flexible financing available

CREDIT CARDS
Competitive interest rate
& rewards cards available

ONLINE BANKING
24/7 account access

MOBILE BANKING
Services for your phone and tablet

CALCULATORS

All the tools you need
to help you keep your
life in balance

eSTATEMENTS

SERVICES

Resources and tools

FORMS

Convenience at your fingertips

CONTACT CUSTOMER SERVICE

Expert advice awaits

DEPOSIT ACCOUNTS
Checking & Savings Accounts

LOANS
Flexible financing available

CASH MANAGEMENT
Maximize your cash flow

CREDIT CARDS
Find the card that's right
for your business

ONLINE BANKING
24/7 account access

MOBILE BANKING
Deposit checks and check balances from your mobile device

FIRST FIT

For forward-thinking businesses

SERVICES

Resources and tools

FORMS

Convenience at your fingertips

CONTACT A RELATIONSHIP MANAGER

Expert advice awaits

DEPOSIT ACCOUNTS
Checking & Savings Accounts

CASH MANAGEMENT
Maximize your cash flow

CREDIT CARDS
Find the card that's right
for your union organization

ONLINE BANKING
24/7 account access

MOBILE BANKING
Deposit checks and check balances from your mobile device

UNION MONEY MATTERS
Credit Counseling and
Debt Management Resources

PAY UNION DUES

Pay your union dues online

REMOTE DEPOSIT CAPTURE

Bank without ever leaving your office

SERVICES

Resources and tools

CONTACT A RELATIONSHIP MANAGER

Expert advice awaits

DEPOSIT ACCOUNTS
Checking & Savings Accounts

CASH MANAGEMENT
Maximize your cash flow

eCAPTURE²
Simultaneous capture
of remittance and deposits

CREDIT CARDS
Find the card that's right
for your government entity

ONLINE BANKING
24/7 account access

MOBILE BANKING
Deposit checks and check balances from your mobile device

REMOTE DEPOSIT CAPTURE

Bank without ever leaving your office

SERVICES

Resources and tools

FORMS

Convenience at your fingertips

CONTACT A RELATIONSHIP MANAGER

Expert advice awaits

MESSAGE FROM THE PRESIDENT
Our client first approach

MISSION STATEMENT
A commitment to our core values

YOU TALK. WE LISTEN. EVERYBODY WINS!
Take our client survey today!

OPEN AN ACCOUNT
Open a personal account online

ONLINE BANKING DEMO
Take a virtual tour

MOBILE BANKING
Services for your phone and tablet

FORMS
Convenience at your fingertips

CALCULATORS
Track your success

eNEWSLETTER
Sign up for FTUB news

CONTACT
CUSTOMER SERVICE
Expert advice awaits

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First Fit

First Fit Business Banking

Keep your business moving forward with First Fit, an innovative suite of banking products tailored to meet your needs.

Whether your organization is large or small, First Fit delivers all the products and services you need. And it's backed by the top-notch service and expertise you deserve.

Learn More About Our Products & Services:
BUSINESS »	UNION »	GOVERNMENT »

	First Fit 1	First Fit 2	First Fit 3
ACCOUNT TYPE:	Free Business Checking	Relationship Checking	Business First Checking
PERFECT FOR:	Low to moderate activity businesses (less than 200 transactions per month) that are not looking to pay maintenance fees	Moderate to high activity businesses (200-400 transactions per month) that will maintain multiple accounts	High activity businesses that are looking for more robust cash management and fraud prevention services
ACCOUNT FEATURES:	No monthly maintenance fee No minimum balance required 200 free transactions per month ($0.20 for each item over 200) Business Linked Protection for automatic overdraft coverage from a Business Checking, Savings and/or Money Market Account ($5 per daily transfer)² FDIC–insured³	$25 monthly maintenance fee, which can be waived with a combined $25,000 monthly average balance in business deposit accounts¹ 400 free transactions per month ($0.40 for each item over 400) Free first order of checks up to $50 Business Linked Protection for automatic overdraft coverage from a Business Checking, Savings and/or Money Market Account ($5 per daily transfer)² FDIC–insured³	$14 monthly maintenance fee Earnings Credit may offset fees Free first order of checks up to $100 Business Linked Protection for automatic overdraft coverage from a Business Checking, Savings and/or Money Market Account ($5 per daily transfer)² FDIC–insured³
TRANSACTIONS INCLUDE:	ACH Deposits & Withdrawals ATM Deposits Checks Paid Deposits Deposited Items Online Transfers	ACH Deposits & Withdrawals ATM Deposits Checks Paid Deposits Deposited Items Online Transfers	Checks or items paid: $0.19 each Deposits: $0.85 each Deposited items: $0.11 each ATM Withdrawals: $0.75 each
REMOTE DEPOSIT CAPTURE:	Service is available⁴ No monthly scanner maintenance fee	Service is available⁴ No monthly scanner maintenance fee	Service is available⁴ $50 monthly scanner maintenance fee, which can be offset by Earnings Credit
ONLINE BANKING:	Free Standard Access includes: View Account Balances & Activity eStatements View check images Transfer Funds between accounts Pay bills Email Alerts Stop Payments Domestic Wire Transfers Trusteer Rapport protection (optional) Security Token service (optional)	Free Standard Access includes: View Account Balances & Activity eStatements View check images Transfer Funds between accounts Pay bills Email Alerts Stop Payments Domestic Wire Transfers Trusteer Rapport protection (optional) Security Token service (optional)	Free Standard Access or Premium Access available ($18 per month). Premium Access includes all features included in Standard Access plus these optional services: ACH Origination Services
ATM & DEBIT CARDS:	Card options: ATM Card: for deposits only (limit 2 per client) MasterMoney® Business Debit Card	Card options: ATM Card: for deposits only (limit 2 per client) MasterMoney® Business Debit Card	Card options: ATM Card: for deposits only (limit 2 per client) MasterMoney® Business Debit Card
CASH MANAGEMENT:	Merchant Services Payroll Services ePayment Solution	Merchant Services Payroll Services ePayment Solution	ACH Block Services Account Reconciliation eCapture² Remittance Processing ePayment Solution Merchant Services Payroll Services Positive Pay Sweep Accounts Investment Sweep Nonprofit Sweep Zero Balance Accounts
COMMERCIAL LOANS:	We offer a wide array of financing options, including: C&I loans CRE loans SBA loans Click here for more commercial loan information	We offer a wide array of financing options, including: C&I loans CRE loans SBA loans Click here for more commercial loan information	We offer a wide array of financing options, including: C&I loans CRE loans SBA loans Click here for more commercial loan information
CREDIT CARDS:	Credit card options include: Business Edition® Card Commercial Edition® Card Purchasing Edition® Card	Credit card options include: Business Edition® Card Commercial Edition® Card Purchasing Edition® Card	Credit card options include: Business Edition® Card Commercial Edition® Card Purchasing Edition® Card
OTHER BUSINESS PRODUCTS:	Savings Accounts: Statement Savings Account Money Market Account CDs	Savings Accounts: Statement Savings Account Money Market Account CDs	Savings Accounts: Statement Savings Account Money Market Account CDs

Found the perfect fit for your business?

To learn more or to open an account with First Trade, please contact one of our specialized relationship managers:

1	Combined balances include the average monthly balance in the Relationship Checking account plus the average monthly balance in all Business Statement Savings, Business Money Market Accounts and Business Certificates of Deposits at the end of the statement cycle; all accounts must be owned by the same business entity.
2	Maximum of six (6) transactions permitted each statement cycle from a Savings or Money Market Account.
3	FDIC–insured up to at least $250,000 per depositor.
4	Must receive Bank approval prior to obtaining this service. Scanner must be returned if account is closed or service is terminated. The Remote Deposit Scanner model provided will be determined by First Trade Union Bank.